Community Q&A

Someone sent me Rs 1 on Google Pay and called asking me to return Rs 100. Is this a scam?

I received a QR code from an online seller. After scanning it money got deducted instead of received. How?

Got a call saying my UPI is blocked and I must verify by entering PIN. Is this genuine from NPCI?

My PhonePe account shows transaction I never made. No OTP came to my phone. How is this possible?

Sold item on OLX, buyer asked me to collect payment through UPI collect request. Lost money instead.

Someone shared screen remotely and my UPI PIN was entered by them. What should I do now?

Fraudster changed UPI ID linked to my number. Bank says they cannot reverse. Any legal options?

My 65-year-old mother was asked to install app and lost Rs 40,000 through UPI. What steps to take?

Is there a way to get refund if wrong UPI payment was made to a scammer account?

Received SMS saying my UPI is suspended. It has a link to re-activate. Should I click?

WhatsApp group sharing fake UPI cashback offers. Is this a phishing attempt?

Auto debit of Rs 499 monthly from my UPI without my permission. How to stop?

Cashier at petrol pump showed fake payment success screen but money actually deducted twice.

Got a call from someone claiming to be Google Pay security team asking for OTP. Is this real?

How can I report a UPI fraud if the scammer has already withdrawn the money?

Bank called saying my account will be closed unless I share Aadhaar and PAN details urgently.

Fake SBI SMS with OTP link. I clicked and Rs 30,000 transferred without my consent. Bank refusing to help.

Received cheque from unknown person. Bank says it cleared but two weeks later reversed. What is this scam?

ATM showed card skimming device when I checked. Already made transactions. What to do immediately?

Someone opened a bank account in my name using my Aadhaar. How was this possible and what to do?

Net banking password changed by someone. Bank asking for court order to investigate. Is this normal?

Bank relationship manager took my money for FD with higher interest. Is this fraud?

My CIBIL score dropped suddenly. Found out someone took a loan in my name. What legal action available?

Bank customer care number on Google was fake. I called and shared all details. What should I do now?

Is RBI Ombudsman complaint effective? Filed one month ago and no resolution from my bank.

Telegram channel promising 5% daily returns on stock tips. Lost Rs 3 lakh. Is recovery possible?

Crypto trading app showing profits but not allowing withdrawal. Asking for tax to withdraw. Scam?

Company offered to double my investment in 6 months through their private equity scheme. Is this legal?

Invested in MLM scheme and earned for 3 months. Now they stopped paying and disappeared. What to do?

WhatsApp group admin sharing fake NSE screenshots to show returns. How to verify if trading is genuine?

SEBI registered advisor was recommended but turned out to be fake. Registration number was forged.

My father invested Rs 10 lakh in a chit fund that closed down. Is SEBI or state government responsible?

IPO allotment scam - paid Rs 50,000 for guaranteed allotment. Never got shares or money back.

What is the difference between a genuine SEBI registered RA and a fake stock tip seller?

Forex trading platform kept asking for more deposits to unlock profits. Lost Rs 8 lakh total. Any recourse?

Pump and dump penny stock recommended by YouTuber. Bought at Rs 50, now at Rs 2. Is this manipulated?

Insurance agent mis-sold ULIP as FD with guaranteed returns. I paid for 3 years. Can I get money back?

Paid Rs 5000 security deposit for work from home data entry job. Company disappeared after payment.

Received fake offer letter from big IT company. Paid joining fees and travelled to different city. Job was fake.

Part time Instagram likes job paid for first week then asked for investment to continue. Is this a scam?

Agency charged Rs 25,000 for Gulf job. Visa was fake. Stuck in airport. What emergency help is available?

Job portal asked for paid membership to apply. Is Naukri or Monster ever asking for payment from job seekers?

My son was offered job in Cambodia through agent. We suspect human trafficking. How to verify?

Fake internship offer asked for laptop security deposit of Rs 10,000. Is any company allowed to ask this?

Work from home content writing job asked for ID proof and selfie holding Aadhaar. Is this data theft?

BPO job offer via Telegram asked me to transfer money to get commission. This seems wrong.

Fake HR from real company email ID contacted me for job. How are scammers getting company email access?

Got a call from person claiming to be CBI officer saying I have a case and must pay fine immediately.

My morphed photos are being used to blackmail me. Police complaint filed but no action. What next?

My Instagram was hacked and scammer is asking my friends for money saying I am in trouble. What to do?

Fake FedEx customs call saying my package has drugs. They made me stay on video call for 6 hours.

My email was used to send fraud emails to thousands of people. I received police notice. Am I responsible?

Someone is using my phone number for WhatsApp scam. How to prove I am not involved?

Received threatening email with my old password saying they recorded me. Should I pay the blackmailer?

My Aadhaar was used for SIM card registration in another state. Found out through mobile operator.

Cyber police wrote to my employer about an investigation on me. Looks like a fake letter. How to verify?

My PAN number is being misused for GST registration of fake companies. Found out from GSTN portal.

Ordered iPhone on what looked like Flipkart but received soap. Website was a clone. How to report?

Amazon seller sent wrong item and refuses return saying I must send original back first. Stuck in loop.

OLX buyer came home and swapped my original phone with a fake during demo. Left very quickly.

Meesho product arrived broken. Seller account is now deactivated. Can Meesho be held responsible?

Paid advance for custom furniture on Instagram. Seller blocked after receiving 50% advance. Any recovery?

Product review website asked me to buy items and refund me plus commission. Is this a scam?

Received COD order I never placed. Delivery agent pressuring me to pay Rs 3000. Is this a scam?

Refund of Rs 5000 not received for 45 days. Myntra customer care not helping. Where to escalate?

Duplicate branded products sold on Flipkart. Seller is verified. How is this possible?

Fake customer care number on Google for e-commerce refund. Gave card details. How to secure account now?

Loan app calling my contacts and telling them I am a fraud. I already repaid. How to stop this?

Loan app accessed my entire photo gallery and threatening to morph photos. I have not defaulted.

Loan app charged 500% annual interest which was never shown during application. Is this legal?

Digital lending app registered in China but operating in India. Is RBI aware and who regulates these?

Received recovery call with very abusive language and threats. Can I file harassment case against loan app?

Person on matrimonial site asked for money for visa to come to India for marriage. Is this a romance scam?

Shaadi.com profile used fake photos. After engagement, demanded Rs 5 lakh cash. Is this matrimonial fraud?

Fake NRI profile on matrimonial site. Sent gifts, then asked to pay customs duty. Lost Rs 80,000.

My matrimonial profile photos are being used by scammers on multiple sites. How to get them removed?

Paid matrimonial membership fee and received fake marriage proposals only. Site is a fraud. Consumer court?

FaceTime call from someone in police uniform saying I am under digital arrest. Panicked and paid Rs 2 lakh.

My elderly parents received digital arrest call. They kept them on call for 8 hours demanding Rs 5 lakh.

How to identify if a call from police or CBI is genuine? What questions should I ask to verify?

Received Skype call from person impersonating Supreme Court judge. Had genuine-looking court documents.

Company I worked for is being investigated by ED. I received call saying I am also under investigation. Real?