Disclaimer

1. Independence — No Government Affiliation

reportscams.in is an independent, privately operated platform. We are not affiliated with and do not represent the Government of India, the Reserve Bank of India (RBI), the National Payments Corporation of India (NPCI), the Securities and Exchange Board of India (SEBI), the Insurance Regulatory and Development Authority (IRDAI), the Police, the Central Bureau of Investigation (CBI), the Enforcement Directorate (ED), any High Court or the Supreme Court of India, or any other government, regulatory, or law enforcement body.

We will never send you messages claiming to be from any government authority. We will never ask you to pay a fee, fine, or deposit to "resolve" a case reported on this platform.

2. Platform Is an Intermediary — Section 79, IT Act 2000

This platform operates as an intermediary under Section 79 of the Information Technology Act, 2000, read with the IT (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021. We host content submitted by our users. We do not create, verify, endorse, or take editorial responsibility for user-submitted reports unless we are specifically notified that content is unlawful and fail to act within 36 hours.

Liability for the accuracy and legality of submitted content rests with the person who submitted it — not with this platform — subject to the conditions of our safe harbour protection under Section 79.

3. User-Generated Content — No Warranty

Reports, Q&A answers, community posts, and group discussions on this platform reflect the personal experiences, opinions, and observations of individual users. They are not findings of fact made by a court, regulator, or law enforcement agency.

We operate a moderation process and dispute mechanism, but we do not independently verify every claim before publication. This is structurally similar to consumer review platforms (such as Google Reviews or Trustpilot) which the courts have upheld as protected intermediary speech.

4. No Legal, Financial, or Professional Advice

Nothing on this platform constitutes legal advice, financial advice, investment advice, psychological counselling, or any other form of professional advice. Responses from verified experts in the Expert Corner are for general informational purposes only. They do not create a client–professional relationship of any kind.

For formal legal representation, engage a qualified lawyer directly. For financial fraud recovery, approach your bank and the cybercrime portal immediately.

5. Limitation of Liability

To the fullest extent permitted by applicable Indian law, reportscams.in, its operators, employees, and contributors are not liable for:

• Financial loss arising from reliance on any user-submitted report or platform content
• Decisions made on the basis of information found on this platform without independent verification
• Harm caused by third-party links, resources, or external platforms referenced on this platform
• Technical interruptions, data loss, or service unavailability due to factors beyond our control
• Acts of users who violate these terms, including false or defamatory reports

This limitation does not apply to direct fraud or wilful misconduct by the platform operators, which is not protected by any limitation clause under Indian law.

6. Scammer Data — Display and Masking Policy

Reported scammer phone numbers, UPI IDs, and account numbers are displayed in partially masked form on the platform (e.g., +91-XXXXX-12345). Full values are never displayed publicly. This policy balances the public interest in fraud prevention with the need to prevent the platform from being used to mass-target individuals by malicious actors.

Verified law enforcement agencies with valid legal orders may obtain unmasked data through our Grievance Officer process.

7. False Reports — Criminal Liability Warning

Submitting knowingly false reports to damage a specific person or business is a serious offence. Depending on the facts, it may attract liability under:

• Bharatiya Nyaya Sanhita (BNS) 2023, Sections 356 and 357 — criminal defamation (replaces IPC Sections 499 and 500)
• Information Technology Act 2000, Section 66 — computer-related offences
• Information Technology Act 2000, Section 66A considerations for causing annoyance via electronic communication
• Civil defamation claims with damages

We will cooperate fully and promptly with law enforcement investigations, including disclosing account information, IP addresses, and submission timestamps under valid legal orders.

8. Third-Party Links and Resources

This platform may contain links to cybercrime.gov.in, 1930 helpline, government resources, news articles, or legal aid organisations. These links are provided for user convenience only. We do not endorse, control, or take responsibility for the content of any third-party website. Your use of third-party sites is at your own risk and governed by those sites' own terms.

9. Live Cases and News Content

The Live Cases section of this platform aggregates news articles from public news sources via RSS feeds. Article titles, summaries, and links remain the property of their respective publishers. We do not reproduce full articles. Attribution is provided for all sourced content. If you are a publisher and wish to opt out of aggregation, contact our Grievance Officer.

10. Governing Law

This disclaimer and all matters relating to this platform are governed by the laws of India, including the Information Technology Act 2000, the Bharatiya Nyaya Sanhita 2023, the Digital Personal Data Protection Act 2023, and the Consumer Protection Act 2019 where applicable. Disputes are subject to the jurisdiction of courts in Andhra Pradesh, India.