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Rs 635-crore cyber scam busted in Gujarat; six arrested…

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activeCyber Crime / Digital ArrestPan India

Rs 635-crore cyber scam busted in Gujarat; six arrested, over 10 lakh app downloads under scanner

Amreli Police in Gujarat have uncovered a massive cyber-fraud network allegedly operating through investment applications like SD Pay and Apna Pay. The scheme reportedly promised investors exceptionally high daily returns, quick profits, and cashback incentives. Authorities stated that transactions and deposits exceeding Rs 635 crore were identified across 15 different bank accounts linked to the operation.

State

Multiple States

First reported

September 2026

Agency involved

Amreli Police and an SIT led by IPS officer Jaiveer Gadhvi

Arrests

Six accused

Applications involved

SD Pay, Apna Pay, Upay Digi, HDP

Status

Ongoing investigation, police tracing money trail and appealing for victims to come forward

The full story

Everything you need to know about this case, in one place.

According to investigators, the accused created seven bogus companies, such as SD Hub, Shiv Dharti Communication, and Upay Digi, to channel the funds. They allegedly developed the SD Pay application, which recorded over 10 lakh downloads on the Play Store, and expanded their reach through a referral system and promotional campaigns. Police said between 1.5 lakh and 2.5 lakh people were connected through these references.

The crackdown led to the arrest of six individuals. An Special Investigation Team led by an IPS officer has been formed to trace the money trail and uncover the wider network. Additionally, authorities have identified 83 cyber-fraud complaints linked to the network's bank accounts on the national reporting platform from various parts of the country.

Not yet reported: The reports do not specify the exact final count of individual victims or the total recovered assets.

Where the case stands

The latest position in the reports we read.

Six individuals have been arrested, and an SIT has been formed to investigate the network. Authorities have requested the closure of the applications and are appealing to affected citizens to submit their details.

Who was affected

Described in general terms; we do not name victims.

Lakhs of small investors and users across Gujarat and other parts of the country, including an estimated 1.5 lakh to 2.5 lakh people connected through referrals.

Timeline

Key dates as reported, oldest first.

Within the last one to one-and-a-half yearsSeveral bank accounts linked to the arrested accused were opened and recorded heavy transactions.

September 2026The multi-crore investment scam was officially busted by Amreli Police with six arrests made and an SIT formed.

How the scam worked

The method described in the reports.

The accused allegedly developed and uploaded investment applications like SD Pay and Apna Pay on the Google Play Store.
Users were lured with promises of extraordinary daily returns, fast money, and cashback bonuses through promotional campaigns and seminars.
A referral-based system was utilized to connect thousands of participants, offering incentives at different levels to draw more people into the network.
Bogus companies and multiple bank accounts were created to route and deposit funds through the applications.
Users were induced to transfer money into accounts linked to the fraudulent scheme under the guise of investments and bill payment services.

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Sources and further reading

Optional. The full story is above; these are the original reports it was prepared from.

newindianexpress.comOriginal report The New Indian ExpressOpens via Google News

Prepared by Report Scams, with the help of AI, from the published reports listed above. Check those reports for the latest. Cases here describe allegations. An FIR, arrest or charge is not a finding of guilt. To report a mistake, or to ask for a correction or removal, write to our Grievance Officer. See also the Safe Posting policy.